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business insurance

international exposures

With extensive experience in all facets of international insurance, you can depend upon Mazonson to address your international exposures.

Mazonson risk identification process for international exposures is similar to our domestic process, but is leavened with a thorough understanding of local laws and coverage requirements. Mazonson cultivates strong, long-standing relationships with specialty brokers in a wide range of countries including Australia, Brazil, China, France, Germany, Japan, Ireland and the United Kingdom.

  • The life cycle of a foreign office typically begins with a small sales office with a basic foreign package and some admitted coverages, specifically employer's liability. As the operation grows it generates additional exposures and complexities due to the addition of assets, people and activities. Through Mazonson's understanding of local laws and the broad array of products available, coverage can be tailored to maximum effect; a combination of worldwide coverages, managed centrally with local policies as required, allow for superb protection and minimal administrative time at competitive pricing.
  • The final phase of foreign operations is a foreign facility for manufacturing and research and development (R&D). Mazonson possesses the experience needed to effectively manage this phase. The size and complexity of the operation often makes coverage easier to place due to the broad interest of a number of companies. At this stage placement of coverage at headquarters through true global policies with worldwide limits for key coverages, such as business interruption, transit and automobile, is frequently possible.

In countries where legal requirements or tariffs cause difficulties, local policies are placed and interfaced with the global master program to minimize expense and avoid costly tariffs.

When your organization is subject to international exposures, Mazonson's experience, expertise and resources deliver optimal protection.