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International Pooling, also known as risk diversification, is available to multinational companies and provides the opportunity to best manage employee benefit plans around the world. To put it plainly, pooling takes the benefit plans of multinational company's subsidiaries from all over the world and places them in an international portfolio. This international portfolio is called a pool, and it is specific for the multinational company. Advantages include risk diversification, information and knowledge sharing, and possible cost savings from the benefit plans. Pooling provides an overview of the company’s benefit plans.